Moving to Turkey can be an exciting adventure, whether you’re seeking a comfortable lifestyle or relocating for financial reasons. However, preparation is key. By doing your research and understanding what to expect, you can minimize stress during and after your move. While expat life in Turkey can be straightforward with realistic expectations, it’s important to be aware of both the positives and potential challenges you might face.
There are many factors to consider, from urban life in the Black Sea region to the larger Mediterranean cities, cultural differences, cost of living, and more. Turkey is rich with historical sites, breathtaking views, and natural beauty, but it’s essential to navigate the complexities of daily life. Here are some crucial tips for expats moving to Turkey.
What to Know Before Moving to Turkey
1. Embrace the Culture and Traditions
Although Turkey has many expats, it’s not a replica of your home country. Understanding Turkish cuisine, culture, and religion will help you integrate smoothly. Multi-cultural practices are evident in places like central Istanbul or cosmopolitan Izmir, but local neighborhoods have their own unique traditions. For example, the 30 days of fasting during Ramadan can be surprising, especially in summer, but it’s important to respect those who fast. Generally, avoid discussing politics or football to maintain harmony.
2. Maintaining Family Ties After Relocation
Every family is different. Some families are happy for their loved ones to enjoy life in the sun, while others may miss them or feel disconnected. Flights from the UK to Turkey take about four hours, and ticket prices have increased recently. Discussing the move with your family can help set expectations and reduce potential conflicts. Regular visits and keeping in touch via Skype or WhatsApp can help maintain close family ties.
3. Finances, Foreign Currencies, and Banking
Turkish banks often offer services tailored for expats, with English-speaking staff to assist. If you receive a pension or wages in a foreign currency, keep an eye on exchange rates as they fluctuate. The value of the Turkish lira will affect your purchasing power, so using foreign exchange companies instead of banks can be beneficial. Budgeting for inflation and exchange rate changes is crucial. Having savings for emergencies and checking for any double taxation agreements with your home country is also wise. Managing your finances effectively is essential to avoid returning home prematurely.
4. Turkish Residence Permit Requirement
Turkey is strict about residency visa permits, especially in major cities. Before you move, familiarize yourself with residency requirements. To stay longer than 90 days, you’ll need to move off a tourist visa. Obtaining a residency visa is relatively easy as the application is online. You can start the process in your home country or upon arrival in Turkey. Those marrying a Turkish citizen should apply for a family residence permit.
5. The Language Barrier of Expat Life
While many Turkish people in tourist areas speak foreign languages, learning Turkish will significantly improve your quality of life. In city centers, not knowing Turkish can make daily life challenging. Most expat cities offer language courses, or you can use free apps to learn the basics.
6. Buying Real Estate Versus Renting
In big cities, renting is common due to the high cost of housing. Coastal areas attract British citizens who may choose between renting and buying property. Some expats opt for Turkish citizenship through the Golden Visa program by investing in property. Others buy property but maintain ties to their home country. Deciding between buying and renting depends on your long-term plans and preferences.
7. Healthcare and Hospitals
Expats with pre-existing conditions should locate the nearest healthcare facilities. Over 65s don’t need medical insurance for residency permits, but others do. Choose between private health insurance and the state-run SGK program. Turkish hospitals have improved, but private hospitals can be costly. Expect good healthcare, but budget for expenses.
8. International Schools Versus Public Education
Families with children should carefully consider schooling options. Public schools may have limited curriculums, while private schools offer international curriculums with globally recognized qualifications. This can be crucial if your children plan to study abroad in the future.
9. Working in Turkey
Expats need a work permit, which your employer must apply for. Working illegally can result in deportation. Some expats start businesses, but this can be challenging without Turkish partners. Ensure all legal requirements are met before starting work.
Most Popular Places to Live in Turkey
If you’re unsure where to live, take your time exploring options. From sandy beaches to urban centers, Turkey offers a variety of lifestyles.
- Antalya Region: Ideal for multicultural social circles, with many British, German, and Russian expats. The region has excellent public transport and vibrant expat communities.
- Fethiye Region: Known for archaeological sites and cultural heritage. Popular among British nationals, with areas like Calis Beach, Hisaronu, and Ovacik being expat-friendly.
- Bodrum Region: Famous for sailing and upscale living. Destinations like Yalikavak attract wealthy expats and celebrities. Bodrum offers a mix of luxury, culture, and beautiful scenery.